Did You Know?
FACT #1: Medicare Supplemental Insurance Plans are provided to those turning 65 on a guaranteed issue basis. That means you can get Medicare Insurance Quotes at the lowest price for your age, even if you have or recently had health problems. This guarantee issue period only lasts for 6 months from the first month that you turn 65. After that time period, medical underwriting is usually required to enroll in a Medicare Supplement Plan.
FACT #2: Today, many new Medicare eligibles are overwhelmed by the Medicare information overload and resort to staying with their current health provider by enrolling in a Medicare Advantage Plan because it appears to be a comfortable, easy and secure decision. More often today than before, especially with Medicare Advantage Plan's rising out-of-pocket costs, it has proven to be more cost effective to acquire a Medicare Supplement Plan.
FACT #3: The benefits of owning a Medicare Supplement Insurance policy include:
→ Low or No Out-of-pocket Costs → Little or No Co-Payments → Little or No Deductibles → Choice of Your Doctors and Hospitals → Coverage is Guaranteed Renewable → Coverage goes with you anywhere in the U.S.FACT #4: Your personal prescription drug formulary is not necessarily the same drug formulary that comes with a Medicare Advantage Plan. Selecting your own Medicare Part D Prescription Drug Plan that is more favorable to your drug formulary can help to save on expenses for annual prescription drugs.
Medicare Supplemental Insurance Plans - Medigap Insurance Plans
If you are turning 65 soon and you are new to Medicare and Part B, then you probably have a lot of questions that you need answers. Specifically, you may ask what Medicare supplemental plan and Medicare premium is really suited to you and your budget. All of your questions are important to us. In order to view, compare and select plans and benefits that are appropriate for you, enter your zip code above to learn more. Medicare enrollment materials are available upon request from the top "A" rated insurers. Consult with a professional Medicare Supplemental Advisor for answers to any of your questions - no matter how simple you think your question may be. We are available for a free phone consultation to deliver this information in a professional manner with a Medicare Insurance Report so that you are able to quickly and easily understand.
Many seniors that already have Medicare supplement policies have compared Medicare premiums with the new plans that are available today and have saved money with replacement plans. Enter your zip code above and you will be able to view and compare actual Medicare supplement quotes, plans and benefits. Recent changes to the existing Medicare plans has brought about changes in premiums and benefits. Understanding the recent changes to the Medicare supplement plans is important for those that already have a supplement policy. Call or complete the quote form to see if a new policy can provide additional benefits at a lower cost.
If you have a Medicare Advantage Plan and you have received a non renewal notice that your Medicare Advantage Plan is no longer providing service in your area, then call us to discuss your options. Every cloud has a silver lining and you need to understand your options for a Medicare supplement insurance plan.
You may be over 65 and your would like to compare your current employer health plan with your options for Medicare. Get the facts with a Medicare Insurance Report that will compare costs and coverages for you and your spouse while you work past age 65. If your employer health plan is ending it is important to decide on your options within 63 days of existing coverage ending in most states. Don't delay, call us today.
If you have a Medicare Advantage Plan and you are moving or intend to relocate outside of the plan's coverage area, then your selection of the appropriate plan today is important to plan for the future. If you need to see if you have to change plans for your new location, then call us and we will be glad to help.
It becomes necessary for the son, daughter, in-law or responsible friend to take responsibility to find the best supplemental Medicare plan for their loved one. Sometimes the nearest relative resides in a different state. Even though separated by thousands of miles, you and your loved one will have qualified licensed agents to work with you to get the best Medicare plan. You will be able to rest assured that you have made the best Medicare premium and plan selection.
If you are under 65 years and are eligible for Medicare part B soon, then you should understand what Medicare supplement plans are available to you during you guarantee issue period. Speak with a Medicare insurance specialist today. If you are on Social Security Disability and you are just enrolling in Medicare Part A and Part B for the first need to understand your guarantee issue options that may be available to you. Many times, we will have to investigate with each of the major insurers to confirm plans that are available for guarantee issue in each state. Regardless of where you are in the Medicare insurance system, your calls for information are completely confidential. Speak with a Medicare supplemental insurance advisor at (800) 590-3570.
Medicare Supplemental Advisors is an independent broker agency specializing Medicare Supplement Insurance Plans and is not connected with or endorsed by the United States Government or with the Federal Medicare Program.